JCT Associates Pvt. Ltd.

Easy & Structured Funding Support During Redevelopment

In many redevelopment projects, members are offered the option to purchase additional carpet area over and above their entitled area. This often involves a substantial financial commitment, and not all members may be able to fund it from personal savings.

Our Bank Finance Facilitation Service assists society members in availing housing loans and bank finance for purchasing additional area in a smooth, transparent, and timely manner.

Purpose of Bank Finance Support

• To help members afford additional carpet area

• To ensure timely payment to the developer

• To reduce financial stress on individual members

• To support smooth progress of redevelopment

Scope of Our Services

1. Coordination with Banks & Financial Institutions

We assist in:

• Identifying suitable banks and housing finance companies

• Understanding loan eligibility criteria for members

• Coordinating society-level tie-ups, where possible
  
  

2. Loan Structure Guidance

We guide members on:

• Loan amount and repayment tenure

• Interest rate options

• EMI planning and affordability
  
  

3. Documentation Support

We assist in:

• Preparing and verifying required documents

• Coordination of society documents with banks

• Alignment of Development Agreement and PAAA with loan requirements
  
  

4. Developer & Bank Coordination

We help ensure:

• Developer approvals for loan disbursement stages

• Smooth coordination between bank, developer, and members

• Timely release of funds as per redevelopment milestones
  
  

5. Member Guidance & Clarification

We support members by:

• Explaining loan procedures in simple language

• Addressing common queries and concerns

• Assisting during sanction and disbursement stages

Benefits of Bank Finance Facilitation

• Easier access to housing loans

• Reduced upfront financial burden on members

• Timely payments without delaying the project

• Proper coordination between all stakeholders

• Smooth and stress-free experience for members

Our Assurance

We ensure that members receive clear guidance, proper coordination, and timely support for availing bank finance, enabling them to comfortably purchase additional area without affecting redevelopment progress.